Finance
Pay at your own pace
We're excited to provide a smooth and flexible financing experience at VComfort™ with two excellent options: PayPal and iDeal4Finance. With PayPal, you can enjoy fast, secure transactions right on our website, including an interest-free option for up to 6 months. For a customized financing plan ranging from 1 to 5 years with rates as low as 0% APR, iDeal4Finance offers flexible solutions to meet your financial needs. We’re committed to giving you the freedom to choose the payment option that best suits your preferences, making it easier than ever to bring home the ultimate relaxation with our premium massage chairs. Embrace relaxation made simple with VComfort™ and our wide range of financing choices.
The available finance options depend on your product selection and are as follows:
PayPal
PayPal Pay in 3 is an interest-free loan that lets you split your basket into 3 payments, with the first due at time of purchase and subsequent payments due every month on the same date. It’s a great way to spread the cost of larger items or to cover emergencies, and is a helpful tool to manage your budget more effectively. The following credit options will be displayed at the checkout.
iDeal4Finance
Benefit from Rates as low as 0% APR with loan terms ranging from 1 to 5 Years.
We want everyone to be able to have a massage on a VComfort massage chair so we have partnered with ideal4Finance to bring you a repayment plan that will suit your needs. With a flexible massage chair financing service, we’ve aligned all our efforts to ensure you get the best massage chair of your life with manageable monthly payments.
Finance is available as low as 0% APR up to 12 months, or at a fixed rate over 12 months up to 5 Years plan subject to the lender’s assessment.
Representative Example:
Here is a representative example of a £1,599 chair, with a 10% deposit paid over 3 years at 12.9% APR. Purchase amount £1,599; deposit amount £160; total credit £1,439; interest rate 12.9% (fixed); loan duration 36 months; monthly repayment £45.12; total repayable £1,624.63; total cost £1,784.
Please note: the representative example provides an indication only and the exact details will be provided at the application stage.
How to Apply - The customer journey
1. Click the Apply Now button above or or call Ideal4Finance on 020 3617 4647​​
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2. Complete the Application
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3. Customer inputs some general information about themselves and loan amount required.
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4. Customer will be asked to use open banking. If they would like to skip this, ID verification may be asked for and further documents to be provided.
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5. The lender may then contact the customer via email for additional documentation for example bank statements, to enable them to complete their checks.
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6. Customer will then either be approved, declined or could be under review with the underwriters. After approval they customer receive an email containing a link to complete their purchase and agree the loan terms. This must be completed in order for the work or delivery of goods to commence
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7. At this stage customer will set up their direct debit details and chose their loan term and payment dates.
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Please Note: Decision - subject to status
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Risk Statement:
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There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score.
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Disclaimer:
Mahad Trading LTD T/A VComfort is an introducer appointed representative of Ideal Sales Solutions Ltd T/A Ideal4Finance. Ideal Sales Solutions is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and term.